It is that time of the year for the renewal of the ZINARA license discs and motor vehicle insurance. At this point you need to get insurance to satisfy statutory requirements as enforceable under law and also to review your insurance cover to derive maximum value.
For maximum value you need to get maximum coverage to cover all unanticipated events by upgrading, possibly.
When you review your motor insurance arrangements you may want to look at the items listed below. The list is by no means exhaustive.
- Types of cover available in the market.
- Add-ons available in the market.
- The value of the benefits payable on the happening of the events.
- Excess of loss amounts or percentages.
- Exclusions.
- Other terms and conditions.
- The amount of premium payable.
- Existence of no-claims bonus or other profit sharing arrangements.
These principles may also be applied on your other insurances such as household, business, etc.
